I hope everyone is enjoying the long lazy days of summer here in Fairfield County CT….best time of the year. I love the sun, hot weather and of course, hanging out at the beach here on Long Island Sound.

Before we know it summer will be another series of great memories  and we’ll be headed into fall. When the weather starts turning chilly and the leaves start messing up our beautiful lawns it might be time to begin checking out the exterior of your home before winter comes. Along with inspecting your house you might also want to begin that complete inventory you’ve been putting off for so long.

Whether you and your family do it yourselves or have a third party, like Fairfield Home Inventory, (recommended) perform it – just do it!   It’s so very important to know what you have – document everything along with whatever receipts, documentation, appraisals, etc. you might have for items of value such as jewelry, art work, electronics.

When you complete your inventory project and have it all documented, keep it – and all important paper work such as insurance policies (especially your home policy), passports, etc. off site at a family members home or in a safe deposit box. After all what’s the point of going doing all that work, documenting your possessions and keeping it in your home where it can be destroyed if disaster strikes.

I’ve been searching some Insurance websites, reading articles about how to take stock of all your possessions after disaster strikes. Yes, they actually describe how to, in your head, if your home is totally destroyed, make a mental image of what was in each room and write it down to the best of your recollection. They tell you to do this ASAP after the fire or hurricane or home invasion, so you stand a better chance of remembering as much as you can.  Now to me this is important BUT if you had a home inventory located off site it would be so much easier to work with your insurance company to start rebuilding after the disaster.

Anyway, I just wanted to remind everyone how important it is to inventory your home, business, collections, those antique autos in the garage and of course that sailboat you’re probably enjoying right now on beautiful Long Island Sound. 

Now, get back to enjoying the rest of your summer – stay safe!